FIAT
ON/OFF RAMP
Your platform’s onboarding process is now a walk in the park with our instant fiat-to-crypto conversion.
What are
Fiat On/Off Ramps?
Make it easy for customers to swap their fiat into crypto to interact with your web3 platform. Our solution allows customers to buy crypto using credit/debit cards, SWIFT, and SEPA, and cash out effortlessly whenever they choose. We handle compliance, security, and transactions—so you don’t have to.

HOW
DOES IT
WORK?
HOW DOES IT WORK?

All Benefits in One
Multiple Payment Methods
Accept credit/debit cards, SWIFT, and SEPA for easy onboarding.
Licensed & Compliant
Operate with confidence using our fully licensed payment network.
KYC & AML Handling
We manage live 24/7 KYC and AML checks to meet compliance standards.
Global Reach
Service available in 150+ countries for international coverage.
Chargeback Protection
Minimize fraud risk with our built-in chargeback handling.
Blockchain Monitoring
Secure and track transactions with real-time blockchain analytics.
Competitive Fees
Lower costs while offering users a seamless conversion experience.
USE CASE
User
- A user or first-time depositor wants to buy cryptocurrency.
- They complete Live KYC (Know Your Customer) verification for compliance.
- Users can pay using Visa, Mastercard, or SEPA transfers (fiat payment methods).
- After successful payment and KYC verification, the user receives the purchased cryptocurrency.
- The On-Ramp system provides 24/7 customer support to facilitate transactions.
Merchant
- The merchant or exchange collects and processes the fiat payments.
- The merchant’s dashboard provides invoice and transaction details for tracking.
FAQs: FIAT ON/OFF RAMP
What is a Fiat On/Off Ramp?
A fiat on/off ramp is a service that allows users to convert traditional (fiat) currencies like USD, EUR, GBP, and more into cryptocurrencies, and vice versa. This enables easy access to crypto without needing an exchange.
How can users buy crypto using fiat?
Users can purchase crypto using credit/debit cards, SWIFT bank transfers, SEPA, and other supported payment methods directly on your platform.
Can users cash out crypto back to fiat?
Yes! Users can easily sell their crypto and withdraw funds to their bank accounts or payment cards through our off-ramp solution.
What payment methods are supported?
We support Visa, Mastercard, SWIFT, SEPA, and other local banking rails in over 150+ countries.
How long does it take for transactions to process?
- Crypto purchases: Instant or within a few minutes, depending on the payment method.
- Fiat withdrawals: Bank transfers typically take 1-3 business days, while card withdrawals can be processed within hours.
What cryptocurrencies are supported?
We support a wide range of cryptocurrencies, including BTC, ETH, USDT, USDC, and many others, depending on integration preferences.
Is KYC verification required?
Yes. To comply with AML and regulatory requirements, users need to complete a quick KYC process with live verification available 24/7.
Is this service available worldwide?
Our fiat on/off ramp covers 150+ countries, with local payment solutions tailored for different regions.
Are there any fees for using the fiat on/off ramp?
We offer competitive fees for both crypto purchases and withdrawals. Fees vary based on the payment method and transaction amount.
How secure is the fiat on/off ramp?
We utilize bank-grade security, blockchain monitoring, and fraud protection to ensure secure transactions. We also handle chargeback disputes and AML compliance.
Can businesses integrate this into their platforms?
Yes! Our API integration allows businesses, exchanges, and Web3 platforms to integrate fiat-to-crypto conversion effortlessly.
What happens if a transaction fails?
If a transaction fails, funds will either be refunded to the original payment method or the user will be guided through alternative options by our 24/7 support team.
The crypto space is growing,
and so should your business!
Get started with OnRamp. Contact our experts for assistance with compliance and any questions.
